Over the last two years, Congress and the Administration have legislated or implemented many changes to the individual health insurance market, which include repealing the individual mandate, suspending cost-sharing reduction and risk adjustment payments, and expanding access to plans that do not comply with the original standards set up by the Affordable Care Act. Together, these decisions have contributed to the uncertainty about the stability and affordability of the state exchanges.
As insurers file and negotiate premiums with state regulators for FY 2019, this briefing discussed the current landscape of the individual health insurance market as well as state responses to stabilize their markets.
- Sara Collins, Ph.D. vice president, Health Care Coverage and Access, The Commonwealth Fund
- Sabrina Corlette, J.D., research professor, Center on Health Insurance Reforms, Health Policy Institute, Georgetown University
- Mike Kreidler, O.D., MPH, insurance commissioner, Washington State
- Robert Morrow, J.D., associate commissioner, Life and Health, Maryland Insurance Administration
- Jeanette Thornton, MPA, senior vice president, Product, Employer, and Commercial Policy, America’s Health Insurance Plans (AHIP)
- Brian Webb, MPA, assistant director, Life & Health Policy and Legislation, National Association of Insurance Commissioners (NAIC)
The Alliance is grateful to The Commonwealth Fund for its support for this briefing.