Coverage and Affordability in the Private Insurance Market

Key Resources (listed chronologically, beginning with the most recent)

“How Much U.S. Households with Employer Insurance Spend on Premiums and Out-of-Pocket Costs: A State-by-State Look.” Hayes, S., Collins, S., Radley, D. The Commonwealth Fund. May 23, 2019. Available at

“Federal Proposal Creating New Health Coverage Option for Employers Could Destabilize the Individual Market.” Volk, J. and Lucia, K. The Commonwealth Fund: To The Point (blog). April 10, 2019. Available at

“Reducing Premiums and Expanding Enrollment in the Individual Health Insurance Market.” Oliver Wyman. February 28, 2019. Available at

“New 1332 Guidance Gives States Lots to Think About.” Hempstead, K. and Ario, J. Health Affairs Blog. January 15, 2019. Available at

Additional Resources (listed chronologically, beginning with the most recent)

“The ACA Cases Continue.” Adler, J. Reason Foundation. July 1, 2019. Available at

“States Looking to Run Their Own Health Insurance Marketplace See Opportunity for Funding, Flexibility.” Schwab, R. and Volk, J. The Commonwealth Fund. June 28, 2019. Available at

“Three Ways to Make Health Insurance Auto-Enrollment Work.” Linke-Young, C. Brookings Institution. June 13, 2019. Available at

“Proposals to Stabilize and Improve the Individual Health Insurance Market.” Association for Community Affiliated Plans. June 2019. Available at

“How Affordable are 2019 ACA Premiums for Middle-Income People?” Fehr, R., Cox, C., Levitt, L., et al. Kaiser Family Foundation. March 5, 2019. Available at

“CMS Releases New Info on Reinsurance Funding.” Keith, K. Health Affairs Blog. March 4, 2019. Available at

“Reducing Individual Market Premiums to Expand Access to Coverage and Care.” Blue Cross Blue Shield Association. March 2019. Available at

“Claims Denials and Appeals in ACA Marketplace Plans.” Pollitz, K., Cox, C., and Fehr, R. Kaiser Family Foundation. February 25, 2019. Available at

“Repeal the Individual Mandate Once and for All.” Holt, C. American Action Forum. February 15, 2019. Available at

“The ACA in the House.” Keith K. Health Affairs Blog. February 8, 2019. Available at

“Will State Waivers Save, Reform, or Sabotage Obamacare?” Butler, S. The Forum. February 5, 2019. Available at

“Making Choice and Competition Work in Individual Insurance in Health Reform Proposals.” Frank, R. The Commonwealth Fund. January 30, 2019. Available at

“ACA Litigation Round-Up: CSRs, Risk Adjustment, AHPs, and Short-Term Plans.” Keith, K. Health Affairs Blog. January 3, 2019. Available at

“Court Decision to Invalidate the Affordable Care Act Would Affect Every American.” Jost, T. The Commonwealth Fund: To the Point (blog). December 17, 2018. Available at

“How Many of the Uninsured Can Purchase a Marketplace Plan for Free?” Fehr, R., Claxton, G., Cox, C., et al. Kaiser Family Foundation, December 12, 2018. Available at

“2019 ACA Marketplace Premiums.” Keisling, J. American Action Forum. December 7, 2018. Available at

“Experiences Under the ACA Suggest Association Health Plans Could Harm the Small Group Insurance Market.” Hall, M. and McCue, M. The Commonwealth Fund: To the Point (blog). December 4, 2018. Available at

“12 Solutions to Lower Premiums for Hardworking Americans Who Buy Their Own Coverage.” America’s Health Insurance Plans. November 2018. Available at

“Feds Dramatically Relax Section 1332 Waiver Guardrails.” Keith, K. Health Affairs Blog. October 23, 2018. Available at

“New STLDP Options: Limited Lifeboats, Not Luxury Liners, for Obamacare Victims.” Miller, T. AEIdeas (blog). August 8, 2018. Available at

“Drivers of 2019 Health Insurance Premium Changes.” American Academy of Actuaries. June 1, 2018. Available at

Interactive Tools 

“The ACA’s Innovation Waiver Program: A State-by-State Look.” The Commonwealth Fund. June 3, 2019. Available at

“What Is Your State Doing to Affect Access to Adequate Health Insurance?” The Commonwealth Fund. May 30, 2019. Available at

“The Affordable Care Act’s Health Insurance Marketplaces by Type.” The Commonwealth Fund. July 19, 2019. Available at