A benchmark level of benefits created by the Affordable Care Act (ACA) that is meant to ensure a health plan provides a comprehensive set of services. Plans both within and outside of the health insurance exchanges will be required to offer at least this level of coverage. Out-of-pocket expenses will be limited to the high-deductible health plan (HDHP) limits ($6,550 for individuals and $13,100 for families in 2017). The secretary of health and human services is required to define and annually update the benefit package.