expanded spousal impoverishment protection

Currently, both members of a couple do not have to become impoverished for one to received long-term services and supports through Medicaid. This protection does not apply if the spouse needing care is not institutionalized. With the enactment of the Affordable Care...

experience rating

Process of determining insurance premiums for a group that is based wholly or partially on that particular group’s past use of services and expenses incurred. (Contrast with community rating and modified community rating.)