modified community rating

A method for setting health insurance premiums for everyone in a state taking into account demographic variables, but not the applicant’s medical history. (Contrast with community rating and experience rating.)

Money Follows the Person

Grants to assist states in their efforts to reduce reliance on institutional care, while developing community-based long-term care opportunities that enable the elderly and people with disabilities to transition back into their communities. Initially enacted in 2006,...


A determination of the incidence and severity of sicknesses and accidents in a well-defined class of persons.


An actuarial determination of the death rate at each age as determined from prior experience.